You can visit MerchantRating.com without identifying yourself or revealing any personal information.

MerchantRating.com respects your privacy and is committed to protecting it. This Privacy Policy is to inform you of our privacy practices. 

By registering on this site and by submitting any information through the use of this site, you agree to the terms of this Privacy Policy and consent to the policies and practices described for the collection, use or disclosure of personal and non personal information.

This Privacy Statement covers both personal and non-personal information.

“Personal information” is information that is associated with your personal identity. MerchantRating.com uses personal information to understand better your needs and interests and to provide you with better service. Once you choose to provide us with personal information, you can be assured it will be used only to support your business relationship with MerchantRating.com. MerchantRating.com will not sell, rent or lease your personal information to others.

“Non-personal information” is data about usage and service operation that is not associated with a specific personal identity. MerchantRating.com may collect and analyze non-personal information visitors’ domains to evaluate how visitors use the MerchantRating.com websites and analyze this data for trends and statistics purposes. Non-personal data we collect may include the pages visited on the MerchantRating.com, unique URLs visited within MerchantRating.com website, browser type and IP address, but the individual visitor’s personal information remains anonymous.

Most non-personal data is collected via cookies or other analysis technologies. Cookies are identifiers which a web site can send to your browser to keep on your computer to facilitate your next visit to the MerchantRating.com. You can set your browser to notify you when you are sent a cookie, giving you the option to decide whether or not to accept it. 

MerchantRating.com uses your personal information to provide you with services and to provide membership services. We use your information to help you complete a membership application, to communicate with you, to provide service and support, to update you on products, services and benefits.

Credit card information is used only for payment processing and fraud prevention. Sensitive personal information is collected only to facilitate our financial service providers' credit decisions and will be shared with them only with your permission. Credit card information and sensitive personal data are not used for any other purpose by our financial services providers or MerchantRating.com and will not be kept longer than necessary for providing the services.

Although we use all reasonable means to ensure that the information you provide to us is not used by third parties for purposes other than those described in this Privacy Policy, MerchantRating.com is not responsible for any improper use of your personal information that is beyond our reasonable control.

MerchantRating.com will not sell, rent or lease your personal information to others.

MerchantRating.com will not share personal information with any other third parties without your permission, unless to: (i) respond to duly authorized information requests of governmental authorities; (ii) comply with any law, regulation, subpoena, or court order, (iii) help prevent fraud or to enforce or protect the rights and properties of MerchantRating.com; or (iv) to protect the personal safety of MerchantRating.com employees and property. 

Circumstances may arise where, whether for strategic or other business reasons, MerchantRating.com decides to sell, buy, merge or reorganize business. Such a transaction may involve the disclosure of personal information to prospective or actual purchasers, or receiving it from sellers. It is MerchantRating.com’s practice to seek appropriate protection for information in these types of transactions. 

MerchantRating.com is committed to protecting the information you provide us. To prevent unauthorized access or disclosure, to maintain data accuracy, and to ensure the appropriate use of the information, MerchantRating.com has in place appropriate physical and managerial procedures to safeguard the information we collect.

We use Secure Sockets Layer (SSL) encryption when collecting or transferring sensitive data such as credit card information. SSL encryption is designed to make the information unreadable by anyone but us. This security measure is working when you see either the symbol of an unbroken key or closed lock (depending on your browser) at the bottom of your browser window.

MerchantRating.com may provide links to third-party companies websites for your convenience and information. MerchantRating.com does not control those sites, their content or their privacy practices, which may differ from MerchantRating.com’s. We do not endorse or make any representations about third-party websites. The personal information you choose to give to unrelated third parties is not covered by this MerchantRating.com’s Privacy Policy. We encourage you to review the privacy policy of any company before submitting your personal information.

MerchantRating.com is committed to protecting the privacy needs of children and we encourage parents and guardians to take an active role in their children's online activities and interests. MerchantRating.com does not knowingly collect information from children under the age of 13 and MerchantRating.com does not target children under 13 as its members.

If any user of this website suspects MerchantRating.com has handled its personal information in a manner that does not comply with this Privacy Policy, please contact us.

If there are updates to the terms of MerchantRating.com’s online Privacy Policy, we will post those changes and update the revision date in this document, so you will always know what information we collect online, how we use it, and what choices you have. For material changes to this Privacy Policy, MerchantRating.com will provide notification to affected customers. 

If you have comments or questions about our Privacy Policy, please email us at privacy@MerchantRating.com

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